Denver–Aurora–Centennial metro
Buy Denver-area mortgage leads
General mortgage, refinance and purchase leads for loan officers serving the Denver area.
Mortgage leads in the Denver–Aurora–Centennial area
The Denver–Aurora–Centennial metro area is one of the largest housing markets in the country, and this page covers the three ways buyers usually work it: general mortgage leads, refinance leads and purchase leads. FHFA set the baseline one-unit conforming loan limit for Colorado at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $567,724 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing works at the state level: add Colorado to your licensed states and set loan amount, credit tier and property filters that match Denver-area borrowers. Refinance leads include current rate, balance and value so you can check whether a lower payment is realistic; purchase leads include timeframe and first-time buyer status so you can prioritize buyers already under contract. To originate a mortgage on property in Colorado you must hold the license Colorado requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Colorado leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down.
Denver market data
- Conforming loan limit (1-unit, baseline) — ColoradoHigh-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit) — ColoradoExact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming) — ColoradoAdams County ($862,500); Arapahoe County ($862,500); Boulder County ($879,750); Broomfield County ($862,500); Clear Creek County ($862,500); +15 more
- 20 counties — up to $1,249,125Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Population (2025 estimate)
- 3,092,037Source: U.S. Census Bureau population estimates (vintage 2025), via Wikipedia MSA list · as of Jul 1, 2025
- Population change since 2020
- +4.3%Source: U.S. Census Bureau population estimates (vintage 2025), via Wikipedia MSA list · as of Jul 1, 2025
- Combined statistical area
- Denver–Aurora–Greeley, COSource: U.S. Census Bureau population estimates (vintage 2025), via Wikipedia MSA list · as of Jul 1, 2025
To originate a mortgage on property in Colorado you must hold the license Colorado requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Colorado leads if you are properly licensed there.
- Loan purpose
- Rate/term refinance
- Location
- Denver, CO
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Denver refinance leads
Homeowners asking to lower their rate or payment — $12–$55 per lead.
Refinance Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessExclusive Refinance
Excellent / Good credit (680+)
per lead
Sold to you only, delivered in real time.
Sign upDenver purchase leads
Home buyers shopping for a mortgage, filtered by timeframe — $8–$45 per lead.
Purchase Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessExclusive Purchase
Excellent / Good credit (680+)
per lead
Sold to you only, delivered in real time.
Sign upThe fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
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