New York (NY)
New York mortgage leads
Every lead type we sell in New York, with prices. Only receive borrowers in the states you're licensed in.
Buying mortgage leads in New York
This page lists every mortgage lead product we sell in New York, with prices, so loan officers, brokers and lenders licensed in NY can choose where to start. FHFA set the baseline one-unit conforming loan limit for New York at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $487,737 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Purchase, rate/term refinance, cash-out, DSCR investor, home equity, reverse mortgage, FHA, VA, aged inquiries and live transfer calls are all available, and each links to a dedicated New York page with filters and a sample record. We also publish pages for 6 of the largest New York metro areas. To originate a mortgage on property in New York you must hold the license New York requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New York leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Pricing is identical nationwide; what changes in New York is local loan limits, home values and the borrowers you are licensed to serve across the Northeast.
New York housing data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming)Bronx County ($1,209,750); Kings County ($1,209,750); Nassau County ($1,209,750); New York County ($1,209,750); Putnam County ($1,209,750); +5 more
- 10 counties — up to $1,209,750Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Typical home value (Zillow ZHVI)
- $487,737Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in New York you must hold the license New York requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New York leads if you are properly licensed there.
Which mortgage leads can I buy in New York?
New York purchase leads
home buyers looking for a purchase mortgage
New York refinance leads
homeowners requesting a rate/term refinance
New York cash-out refi leads
homeowners looking to take cash out of their home equity
New York DSCR leads
real estate investors seeking DSCR purchase or refinance loans
New York home equity / HELOC leads
homeowners looking for a HELOC or home equity loan
New York reverse mortgage leads
homeowners age 62 and older exploring a reverse mortgage
New York home seller leads
homeowners planning to sell their home
New York aged leads
borrowers who requested mortgage information 30+ days ago
New York live transfer calls
borrowers screened to your filters and transferred live to your phone
New York FHA leads
buyers and homeowners whose credit and down payment point to an FHA loan
New York VA leads
veterans and active-duty borrowers who reported a military affiliation
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
New York mortgage lead FAQs
New York metro areas
Nearby states
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