Alabama (AL)
Alabama mortgage leads
Every lead type we sell in Alabama, with prices. Only receive borrowers in the states you're licensed in.
Buying mortgage leads in Alabama
This page lists every mortgage lead product we sell in Alabama, with prices, so loan officers, brokers and lenders licensed in AL can choose where to start. FHFA set the baseline one-unit conforming loan limit for Alabama at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $231,946 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Purchase, rate/term refinance, cash-out, DSCR investor, home equity, reverse mortgage, FHA, VA, aged inquiries and live transfer calls are all available, and each links to a dedicated Alabama page with filters and a sample record. We also publish pages for 1 of the largest Alabama metro areas. To originate a mortgage on property in Alabama you must hold the license Alabama requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Alabama leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Pricing is identical nationwide; what changes in Alabama is local loan limits, home values and the borrowers you are licensed to serve across the South.
Alabama housing data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming)
- None — every county uses the $832,750 baselineSource: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Typical home value (Zillow ZHVI)
- $231,946Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in Alabama you must hold the license Alabama requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Alabama leads if you are properly licensed there.
Which mortgage leads can I buy in Alabama?
Alabama purchase leads
home buyers looking for a purchase mortgage
Alabama refinance leads
homeowners requesting a rate/term refinance
Alabama cash-out refi leads
homeowners looking to take cash out of their home equity
Alabama DSCR leads
real estate investors seeking DSCR purchase or refinance loans
Alabama home equity / HELOC leads
homeowners looking for a HELOC or home equity loan
Alabama reverse mortgage leads
homeowners age 62 and older exploring a reverse mortgage
Alabama home seller leads
homeowners planning to sell their home
Alabama aged leads
borrowers who requested mortgage information 30+ days ago
Alabama live transfer calls
borrowers screened to your filters and transferred live to your phone
Alabama FHA leads
buyers and homeowners whose credit and down payment point to an FHA loan
Alabama VA leads
veterans and active-duty borrowers who reported a military affiliation
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Alabama mortgage lead FAQs
Alabama metro areas
Nearby states
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