Texas (TX)
Texas mortgage leads
Every lead type we sell in Texas, with prices. Only receive borrowers in the states you're licensed in.
Buying mortgage leads in Texas
This page lists every mortgage lead product we sell in Texas, with prices, so loan officers, brokers and lenders licensed in TX can choose where to start. FHFA set the baseline one-unit conforming loan limit for Texas at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $308,212 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Purchase, rate/term refinance, cash-out, DSCR investor, home equity, reverse mortgage, FHA, VA, aged inquiries and live transfer calls are all available, and each links to a dedicated Texas page with filters and a sample record. We also publish pages for 6 of the largest Texas metro areas. To originate a mortgage on property in Texas you must hold the license Texas requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Texas leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Pricing is identical nationwide; what changes in Texas is local loan limits, home values and the borrowers you are licensed to serve across the South.
Texas housing data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- Typical home value (Zillow ZHVI)
- $308,212Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in Texas you must hold the license Texas requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Texas leads if you are properly licensed there.
Which mortgage leads can I buy in Texas?
Texas purchase leads
home buyers looking for a purchase mortgage
Texas refinance leads
homeowners requesting a rate/term refinance
Texas cash-out refi leads
homeowners looking to take cash out of their home equity
Texas DSCR leads
real estate investors seeking DSCR purchase or refinance loans
Texas home equity / HELOC leads
homeowners looking for a HELOC or home equity loan
Texas reverse mortgage leads
homeowners age 62 and older exploring a reverse mortgage
Texas home seller leads
homeowners planning to sell their home
Texas aged leads
borrowers who requested mortgage information 30+ days ago
Texas live transfer calls
borrowers screened to your filters and transferred live to your phone
Texas FHA leads
buyers and homeowners whose credit and down payment point to an FHA loan
Texas VA leads
veterans and active-duty borrowers who reported a military affiliation
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Texas mortgage lead FAQs
Texas metro areas
Nearby states
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