California (CA)

California mortgage leads

Every lead type we sell in California, with prices. Only receive borrowers in the states you're licensed in.

Buying mortgage leads in California

This page lists every mortgage lead product we sell in California, with prices, so loan officers, brokers and lenders licensed in CA can choose where to start. FHFA set the baseline one-unit conforming loan limit for California at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $809,227 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Purchase, rate/term refinance, cash-out, DSCR investor, home equity, reverse mortgage, FHA, VA, aged inquiries and live transfer calls are all available, and each links to a dedicated California page with filters and a sample record. We also publish pages for 11 of the largest California metro areas. To originate a mortgage on property in California you must hold the license California requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact California leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Pricing is identical nationwide; what changes in California is local loan limits, home values and the borrowers you are licensed to serve across the West.

California housing data

Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
$832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
FHA loan limit range (1-unit)Exact limit depends on the county.
$541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
High-cost counties (2026 conforming)Alameda County ($1,249,125); Contra Costa County ($1,249,125); Los Angeles County ($1,249,125); Marin County ($1,249,125); Monterey County ($994,750); +12 more
17 counties — up to $1,249,125Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
Typical home value (Zillow ZHVI)
$809,227Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025

To originate a mortgage on property in California you must hold the license California requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact California leads if you are properly licensed there.

Which mortgage leads can I buy in California?

Live transfer calls

Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.

Purchase $95Refinance $125–$145Cash-Out Refinance $135–$150DSCR $150
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The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

California mortgage lead FAQs

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