New Jersey (NJ)
New Jersey mortgage leads
Every lead type we sell in New Jersey, with prices. Only receive borrowers in the states you're licensed in.
Buying mortgage leads in New Jersey
This page lists every mortgage lead product we sell in New Jersey, with prices, so loan officers, brokers and lenders licensed in NJ can choose where to start. FHFA set the baseline one-unit conforming loan limit for New Jersey at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $588,776 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Purchase, rate/term refinance, cash-out, DSCR investor, home equity, reverse mortgage, FHA, VA, aged inquiries and live transfer calls are all available, and each links to a dedicated New Jersey page with filters and a sample record. To originate a mortgage on property in New Jersey you must hold the license New Jersey requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New Jersey leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Pricing is identical nationwide; what changes in New Jersey is local loan limits, home values and the borrowers you are licensed to serve across the Northeast.
New Jersey housing data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming)Bergen County ($1,209,750); Essex County ($1,209,750); Hudson County ($1,209,750); Hunterdon County ($1,209,750); Middlesex County ($1,209,750); +7 more
- 12 counties — up to $1,209,750Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Typical home value (Zillow ZHVI)
- $588,776Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in New Jersey you must hold the license New Jersey requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New Jersey leads if you are properly licensed there.
Which mortgage leads can I buy in New Jersey?
New Jersey purchase leads
home buyers looking for a purchase mortgage
New Jersey refinance leads
homeowners requesting a rate/term refinance
New Jersey cash-out refi leads
homeowners looking to take cash out of their home equity
New Jersey DSCR leads
real estate investors seeking DSCR purchase or refinance loans
New Jersey home equity / HELOC leads
homeowners looking for a HELOC or home equity loan
New Jersey reverse mortgage leads
homeowners age 62 and older exploring a reverse mortgage
New Jersey home seller leads
homeowners planning to sell their home
New Jersey aged leads
borrowers who requested mortgage information 30+ days ago
New Jersey live transfer calls
borrowers screened to your filters and transferred live to your phone
New Jersey FHA leads
buyers and homeowners whose credit and down payment point to an FHA loan
New Jersey VA leads
veterans and active-duty borrowers who reported a military affiliation
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
New Jersey mortgage lead FAQs
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