New Jersey VA leads

How do I buy VA leads in New Jersey?

Loan officers licensed in New Jersey use Mortgage Leads Co to reach veterans and active-duty borrowers who reported a military affiliation within seconds of the inquiry. VA borrowers reported a military affiliation on the form; turn on the VA only toggle and confirm eligibility with a Certificate of Eligibility on the call. FHFA set the baseline one-unit conforming loan limit for New Jersey at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $588,776 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose NJ as a licensed state and stack filters such as VA / military only, Purchase or rate/term refi, Primary residence, Credit tier; anything outside them is never sent. Prices for VA leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in New Jersey you must hold the license New Jersey requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New Jersey leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Buyers across the Northeast often pair New Jersey with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• VA / military only
• Purchase or rate/term refi
• Primary residence
• Credit tier
• Loan amount
• Property type