New York · Live Transfers
Buy live transfer calls in New York
Borrowers screened to your filters and transferred live to your phone in New York, delivered in seconds and matched to your filters.
How do I buy live transfer calls in New York?
Every New York lead we deliver comes from borrowers screened to your filters and transferred live to your phone, matched against the filters you set. Live transfers remove dialing entirely: a screened borrower is connected to your phone, and you are billed only after the call passes the 90-second buffer. FHFA set the baseline one-unit conforming loan limit for New York at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $487,737 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose NY as a licensed state and stack filters such as Screened to your filters, Set call hours, Daily call cap, Billed after 90 seconds; anything outside them is never sent. Prices for live transfer calls start at $95 and reach $150 per billable call, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in New York you must hold the license New York requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New York leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the Northeast often pair New York with neighboring licensed states to raise volume while keeping cost per funded loan predictable.
- Screened to your filters
- Set call hours
- Daily call cap
- Billed after 90 seconds
- Purchase, refi, cash-out, DSCR
- Pause anytime
New York loan data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming)Bronx County ($1,209,750); Kings County ($1,209,750); Nassau County ($1,209,750); New York County ($1,209,750); Putnam County ($1,209,750); +5 more
- 10 counties — up to $1,209,750Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Typical home value (Zillow ZHVI)
- $487,737Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in New York you must hold the license New York requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact New York leads if you are properly licensed there.
- Loan purpose
- Live Transfers
- Location
- New York, NY
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
How much are live transfer calls in New York?
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Frequently asked questions
Live Transfers in other states
Other lead types in New York
New York metro areas
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