FHA Leads for South Carolina loan officers

How do I buy FHA leads in South Carolina?

Brokers and lenders working South Carolina buy FHA leads here to add buyers and homeowners whose credit and down payment point to an FHA loan to their pipeline without a contract. FHA candidates tend to have smaller down payments or moderate credit, so a Fair and Poor credit filter combined with first-time buyer status captures most of them. FHFA set the baseline one-unit conforming loan limit for South Carolina at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $306,512 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Add South Carolina (SC) to your licensed states, then narrow delivery with Fair and Poor credit tiers, Loan amount max, First-time buyer, Primary residence so only the right borrowers reach you. Prices for FHA leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in South Carolina you must hold the license South Carolina requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact South Carolina leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the South often pair South Carolina with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Fair and Poor credit tiers
• Loan amount max
• First-time buyer
• Primary residence
• Purchase timeframe
• Property type