Buy reverse mortgage leads in South Dakota

How do I buy reverse mortgage leads in South Dakota?

Every South Dakota lead we deliver comes from homeowners age 62 and older exploring a reverse mortgage, matched against the filters you set. Reverse mortgage borrowers are 62 or older and frequently involve family in the decision, so plan a patient, education-first follow-up. FHFA set the baseline one-unit conforming loan limit for South Dakota at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $321,393 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose SD as a licensed state and stack filters such as Borrower age (62+), Home value, Mortgage balance, Occupancy; anything outside them is never sent. Prices for reverse mortgage leads start at $28 and reach $55 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in South Dakota you must hold the license South Dakota requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact South Dakota leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Buyers across the Midwest often pair South Dakota with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Borrower age (62+)
• Home value
• Mortgage balance
• Occupancy
• Property type
• Name, phone, email