Virginia reverse mortgage leads

How do I buy reverse mortgage leads in Virginia?

Loan officers licensed in Virginia use Mortgage Leads Co to reach homeowners age 62 and older exploring a reverse mortgage within seconds of the inquiry. Reverse mortgage borrowers are 62 or older and frequently involve family in the decision, so plan a patient, education-first follow-up. FHFA set the baseline one-unit conforming loan limit for Virginia at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $416,516 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your Virginia license selection, Borrower age (62+), Home value, Mortgage balance and your daily caps before a single VA lead is charged to your wallet. Prices for reverse mortgage leads start at $28 and reach $55 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Virginia you must hold the license Virginia requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Virginia leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Buyers across the South often pair Virginia with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Borrower age (62+)
• Home value
• Mortgage balance
• Occupancy
• Property type
• Name, phone, email