Massachusetts · FHA Leads

Real-time FHA leads in Massachusetts

Buyers and homeowners whose credit and down payment point to an FHA loan in Massachusetts, delivered in seconds and matched to your filters.

How do I buy FHA leads in Massachusetts?

If you originate in Massachusetts, our FHA leads connect you with buyers and homeowners whose credit and down payment point to an FHA loan who asked to be contacted. FHA candidates tend to have smaller down payments or moderate credit, so a Fair and Poor credit filter combined with first-time buyer status captures most of them. FHFA set the baseline one-unit conforming loan limit for Massachusetts at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $685,886 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose MA as a licensed state and stack filters such as Fair and Poor credit tiers, Loan amount max, First-time buyer, Primary residence; anything outside them is never sent. Prices for FHA leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Massachusetts you must hold the license Massachusetts requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Massachusetts leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the Northeast often pair Massachusetts with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

  • Fair and Poor credit tiers
  • Loan amount max
  • First-time buyer
  • Primary residence
  • Purchase timeframe
  • Property type

Massachusetts loan data

Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
$832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
FHA loan limit range (1-unit)Exact limit depends on the county.
$541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
High-cost counties (2026 conforming)Dukes County ($1,249,125); Essex County ($962,550); Middlesex County ($962,550); Nantucket County ($1,249,125); Norfolk County ($962,550); +2 more
7 counties — up to $1,249,125Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
Typical home value (Zillow ZHVI)
$685,886Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025

To originate a mortgage on property in Massachusetts you must hold the license Massachusetts requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Massachusetts leads if you are properly licensed there.

Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
FHA
Location
Boston, MA
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

How much are FHA leads in Massachusetts?

Purchase Live Transfer

Live call

Screened to your filters

$95

per billable call

Billed only on connected calls lasting 90+ seconds.

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Exclusive Purchase

Excellent / Good credit (680+)

$45

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Fair credit (620–679)

$30

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Poor credit (<620)

$18

per lead

Sold to you only, delivered in real time.

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Shared Purchase

Excellent / Good credit (680+)

$22

per lead

Sold to a maximum of 3 buyers.

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Shared Purchase

Fair credit (620–679)

$14

per lead

Sold to a maximum of 3 buyers.

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Shared Purchase

Poor credit (<620)

$8

per lead

Sold to a maximum of 3 buyers.

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The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

Frequently asked questions

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