Buy FHA leads in Pennsylvania

How do I buy FHA leads in Pennsylvania?

Every Pennsylvania lead we deliver comes from buyers and homeowners whose credit and down payment point to an FHA loan, matched against the filters you set. FHA candidates tend to have smaller down payments or moderate credit, so a Fair and Poor credit filter combined with first-time buyer status captures most of them. FHFA set the baseline one-unit conforming loan limit for Pennsylvania at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $286,397 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose PA as a licensed state and stack filters such as Fair and Poor credit tiers, Loan amount max, First-time buyer, Primary residence; anything outside them is never sent. Prices for FHA leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Pennsylvania you must hold the license Pennsylvania requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Pennsylvania leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the Northeast often pair Pennsylvania with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Fair and Poor credit tiers
• Loan amount max
• First-time buyer
• Primary residence
• Purchase timeframe
• Property type