Real-time non-QM leads in Mississippi

How do I buy non-QM leads in Mississippi?

If you originate in Mississippi, our non-QM leads connect you with borrowers who qualify outside standard agency guidelines who asked to be contacted. Non-QM borrowers fall outside agency guidelines — bank statement, DSCR or asset-based qualification — so employment type and credit tier shape the first call. FHFA set the baseline one-unit conforming loan limit for Mississippi at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $189,849 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your Mississippi license selection, Self-employed / bank statement, Credit tier, Loan amount and your daily caps before a single MS lead is charged to your wallet. Prices for non-QM leads start at $30 and reach $55 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Mississippi you must hold the license Mississippi requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Mississippi leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Buyers across the South often pair Mississippi with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Self-employed / bank statement
• Credit tier
• Loan amount
• Property type
• Occupancy
• DSCR or asset-based