Question 1

Where can I buy mortgage leads?

Accepted Answer

Mortgage Leads Co is a self-serve marketplace where loan officers, brokers and lenders buy purchase, refinance, cash-out, DSCR, HELOC, reverse, FHA, VA and aged mortgage leads in all 50 states and DC. Create an account, set your filters, fund a wallet and leads arrive in seconds.

Question 2

How much do mortgage leads cost?

Accepted Answer

Exclusive real-time leads cost $7–$85 and shared leads $4–$40 depending on lead type and credit tier. Aged leads cost $0.75–$5.00 per record and live transfer calls run $95–$150 per billable call. There are no contracts or setup fees.

Question 3

What is the difference between exclusive and shared leads?

Accepted Answer

An exclusive lead is sold to exactly one buyer — you. A shared lead is sold to a maximum of three buyers at roughly half the price. Both are delivered in real time with the same fields and consent documentation.

Question 4

Are aged mortgage leads worth it?

Accepted Answer

Aged leads are opt-in inquiries 31 days to over a year old, priced from $0.75 to $5.00. They suit dialer campaigns, text nurture and newer loan officers practicing their call flow at a low cost per record.

Question 5

Do I need a license to buy mortgage leads?

Accepted Answer

Yes. You must hold the mortgage license each state requires (or an exemption) before receiving or contacting borrowers there. During onboarding you select your licensed states and routing never sends you leads outside them.

Question 6

Are the leads TCPA compliant?

Accepted Answer

Every lead includes the consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where the source form captured one. You remain responsible for TCPA, RESPA and state licensing compliance in your own outreach.

Question 7

Can I return a bad lead?

Accepted Answer

Real-time leads can be returned within 72 hours for approved reasons — bad phone number, wrong information, duplicate, outside your licensed states, or the consumer says they never requested information. Approved returns are credited to your wallet. Aged leads are sold as-is.

Question 8

Are there contracts or minimums?

Accepted Answer

No contracts and no setup fees. Fund a prepaid wallet with $250, $500, $1,000 or $2,500, set daily or monthly caps and pause anytime. Aged leads have a 25-lead minimum per order.

Lead type	Exclusive	Shared	Aged	Live Transfer
Purchase	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	$95per billable call
Refinance	$24–$55per lead	$12–$26per lead	$0.75–$5per lead	$125–$145per billable call
Cash-Out Refinance	$26–$65per lead	$13–$30per lead	$0.75–$5per lead	$135–$150per billable call
DSCR	$85per lead	$40per lead	$0.75–$5per lead	$150per billable call
HELOC & Home Equity	$7–$12per lead	$4–$6per lead	$0.75–$5per lead	—
Reverse Mortgage	$55per lead	$28per lead	$0.75–$5per lead	—
FHA	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	—
VA	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	—
Jumbo	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	—
Non-QM	$85per lead	$40per lead	$0.75–$5per lead	—
First-Time Homebuyer	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	—
Self-Employed	$18–$45per lead	$8–$22per lead	$0.75–$5per lead	—
Debt Consolidation	$26–$65per lead	$13–$30per lead	$0.75–$5per lead	—

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