Buy non-QM leads in Ohio

How do I buy non-QM leads in Ohio?

Every Ohio lead we deliver comes from borrowers who qualify outside standard agency guidelines, matched against the filters you set. Non-QM borrowers fall outside agency guidelines — bank statement, DSCR or asset-based qualification — so employment type and credit tier shape the first call. FHFA set the baseline one-unit conforming loan limit for Ohio at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $246,244 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Inside the buyer portal you choose OH as a licensed state and stack filters such as Self-employed / bank statement, Credit tier, Loan amount, Property type; anything outside them is never sent. Prices for non-QM leads start at $30 and reach $55 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Ohio you must hold the license Ohio requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Ohio leads if you are properly licensed there. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Buyers across the Midwest often pair Ohio with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Self-employed / bank statement
• Credit tier
• Loan amount
• Property type
• Occupancy
• DSCR or asset-based