Live Transfer · Cash-Out Refinance
Live Transfer Cash-Out Refinance Calls for loan officers
Live Transfer Cash-Out Refinance Calls cost $135–$150 per billable call. Homeowners looking to take cash out of their home equity, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a live transfer cash-out refinance lead?
Everything a loan officer needs before buying live transfer cash-out refinance leads — pricing, fields, filters, returns and compliance, in one place. Cash-out borrowers usually know how much they want and why, which makes LTV and cash-out amount the two most useful screening fields. With a live transfer, a screened cash-out refinance borrower is connected straight to your phone and you are billed $135–$150 per billable call, only when the call passes the 90-second buffer. Every record carries the borrower's name, phone, email and state plus cash-out amount, loan balance, property value & ltv, purpose of funds, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Choose email, SMS, webhook or a CRM integration for delivery; each channel works independently, so alerts and automation can run side by side. This product suits brokers shopping several wholesale lenders, banks expanding their footprint and non-QM shops that need a steadier flow of qualified conversations. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Cash-out amount
- Loan balance
- Property value & LTV
- Purpose of funds
- Credit tier
- Employment
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- Cash-Out Refinance
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do live transfer cash-out refinance leads cost?
Live Transfer Cash-Out Refinance Calls: $135–$150 per billable call, straight from our published rate card.
Live transfer calls
Borrowers screened to your filters, transferred to your phone. Billed only after 90 seconds on a connected call.
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy live transfer vs other cash-out refinance leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy cash-out refinance leads
How to work these leads
Frequently asked questions
Live Transfer leads in other types
Top states for cash-out refinance leads
Start receiving cash-out refinance leads
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