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Aged · Cash-Out Refinance

Buy aged cash-out refinance leads

Aged Cash-Out Refinance Leads cost $0.75–$5 per lead. Homeowners looking to take cash out of their home equity, matched to your filters and your licensed states.

Last updated October 25, 2026

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What's in a aged cash-out refinance lead?

Aged cash-out refinance leads connect you with homeowners looking to take cash out of their home equity. Here is the price, the data on each record and how delivery works. Cash-out borrowers usually know how much they want and why, which makes LTV and cash-out amount the two most useful screening fields. Aged cash-out refinance leads are opt-in inquiries at least 31 days old, priced $0.75–$5 per record with a 25-lead minimum and bulk discounts at 250 and 1,000 leads. Every record carries the borrower's name, phone, email and state plus cash-out amount, loan balance, property value & ltv, purpose of funds, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Buyers range from solo loan officers replacing cold calling to branch managers routing volume across a team with per-person caps and schedules. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.

  • Cash-out amount
  • Loan balance
  • Property value & LTV
  • Purpose of funds
  • Credit tier
  • Employment
  • Name, phone, email
  • Consent text, timestamp & IP
Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
Cash-Out Refinance
Location
Your licensed states
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

Key facts about Mortgage Leads Co

  • Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
  • Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
  • An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
  • Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
  • There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
  • Wallet packs are available at $250, $500, $1,000, $2,500.
  • Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
  • Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.

How much do aged cash-out refinance leads cost?

Aged Cash-Out Refinance Leads: $0.75–$5 per lead, straight from our published rate card.

Price per lead by age

31–90 days
$5
91–180 days
$3
181–365 days
$1.50
1 year+
$0.75

Adjustments & bulk discounts

  • Never-sold premium+25%
  • Heavily worked (sold 3+ times)−30%
  • Complete-record bonus+$0.25
  • 250+ leads−10%
  • 1,000+ leads−20%
  • Minimum order25 leads

The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

When to buy aged vs other cash-out refinance leads

The same borrowers, sold four ways — pick the one that matches your speed and budget.

How to work these leads

Best time to call refinance leadsCash-out refinance lead tips

Frequently asked questions

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