Self-Employed Leads for Michigan loan officers

How do I buy self-employed borrower leads in Michigan?

Brokers and lenders working Michigan buy self-employed borrower leads here to add self-employed borrowers and business owners to their pipeline without a contract. Self-employed borrowers often write off income, so bank-statement and DSCR options belong in the first conversation, not the third. FHFA set the baseline one-unit conforming loan limit for Michigan at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $259,702 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your Michigan license selection, Self-employed flag, Employment type, Credit tier and your daily caps before a single MI lead is charged to your wallet. Prices for self-employed borrower leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in Michigan you must hold the license Michigan requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Michigan leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the Midwest often pair Michigan with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Self-employed flag
• Employment type
• Credit tier
• Loan amount
• Property value
• Purchase or refi