Last reviewed October 28, 2026 · Reviewed by the Mortgage Leads Co editorial team
How do I generate debt consolidation mortgage leads myself?
Review your past-client book for homeowners with equity and high-rate consumer debt, partner with CPAs and financial planners, and test ads that compare a blended mortgage payment against card payments. Keep your advertising compliant with Regulation Z trigger-term rules and state requirements.
How do I buy debt consolidation mortgage leads?
Sign up as a buyer, select your licensed states and fund a wallet. Debt consolidation leads are cash-out refinance leads where the homeowner said the funds are for paying off other debt; the purpose of funds, cash-out amount, balance, value and LTV are on each record.
Are debt consolidation mortgage leads the same as debt relief leads?
No. Debt relief or settlement leads are consumers who want to negotiate what they owe, usually without home equity. Debt consolidation mortgage leads are homeowners with equity who want to refinance. Our sister marketplace Debt Relief Leads Co serves debt relief buyers.
What should I check on the first call?
Current LTV, the total debt being paid off, the borrower's credit tier and whether the new payment actually beats their current combined payments. If it does not, a HELOC or home equity loan may fit better.
Sources
This guide is for general information and is not legal advice.