Aged · First-Time Homebuyer
Aged First-Time Homebuyer Leads for loan officers
Aged First-Time Homebuyer Leads cost $0.75–$5 per lead. Buyers purchasing their first home, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a aged first-time homebuyer lead?
If you are comparing aged first-time homebuyer leads, start here: real prices from our rate card, the exact fields on each record and the rules that protect you. First-time buyers ask more questions and move carefully, so a patient, education-first call flow and familiarity with down-payment assistance win the application. Aged first-time homebuyer leads are opt-in inquiries at least 31 days old, priced $0.75–$5 per record with a 25-lead minimum and bulk discounts at 250 and 1,000 leads. Every record carries the borrower's name, phone, email and state plus first-time buyer flag, down payment, purchase timeframe, credit tier, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Choose email, SMS, webhook or a CRM integration for delivery; each channel works independently, so alerts and automation can run side by side. Buyers range from solo loan officers replacing cold calling to branch managers routing volume across a team with per-person caps and schedules. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- First-time buyer flag
- Down payment
- Purchase timeframe
- Credit tier
- Purchase price
- Property type
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- First-Time Homebuyer
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do aged first-time homebuyer leads cost?
Aged First-Time Homebuyer Leads: $0.75–$5 per lead, straight from our published rate card.
Price per lead by age
- 31–90 days
- $5
- 91–180 days
- $3
- 181–365 days
- $1.50
- 1 year+
- $0.75
Adjustments & bulk discounts
- Never-sold premium+25%
- Heavily worked (sold 3+ times)−30%
- Complete-record bonus+$0.25
- 250+ leads−10%
- 1,000+ leads−20%
- Minimum order25 leads
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy aged vs other first-time homebuyer leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy first-time homebuyer leads
How to work these leads
Frequently asked questions
Aged leads in other types
Top states for first-time homebuyer leads
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