Aged · USDA
Buy aged USDA leads
Aged USDA Leads cost $0.50–$5 per lead. Buyers in USDA-eligible rural and suburban areas looking for a low or no down payment loan, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a aged USDA lead?
If you are comparing aged USDA leads, start here: real prices from our rate card, the exact fields on each record and the rules that protect you. USDA borrowers are buying in eligible rural and suburban areas with little or no down payment, so property location, income and purchase timeframe decide the first call. Aged USDA leads are opt-in inquiries at least 31 days old, priced $0.50–$5 per record with a 25-lead minimum and bulk discounts at 250 and 1,000 leads. Every record carries the borrower's name, phone, email and state plus property location, purchase timeframe, down payment, credit tier, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Teams typically assign records to whoever can dial fastest, because the first conversation usually decides who earns the application. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Property location
- Purchase timeframe
- Down payment
- Credit tier
- Purchase price
- Primary residence
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- USDA
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do aged USDA leads cost?
Aged USDA Leads: $0.50–$5 per lead, straight from our published rate card.
Price per lead by age
- 31–90 days
- $5
- 91–180 days
- $2
- 181–365 days
- $1
- 1 year+
- $0.50
Adjustments & bulk discounts
- Never-sold premium+25%
- Heavily worked (sold 3+ times)−30%
- Complete-record bonus+$0.25
- 250+ leads−10%
- 1,000+ leads−20%
- Minimum order25 leads
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy aged vs other USDA leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy USDA leads
How to work these leads
Frequently asked questions
Aged leads in other types
Top states for USDA leads
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