Exclusive · Non-QM
Buy exclusive non-QM leads
Exclusive Non-QM Leads cost $85 per lead. Borrowers who qualify outside standard agency guidelines, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a exclusive non-QM lead?
This page covers exclusive non-QM leads: who the borrowers are, what each record includes, what it costs and how to start receiving them. Non-QM borrowers fall outside agency guidelines — bank statement, DSCR or asset-based qualification — so employment type and credit tier shape the first call. An exclusive non-QM lead is sold exactly once, to you, for $85 per lead, so no other buyer in our marketplace ever receives that borrower's details. Every record carries the borrower's name, phone, email and state plus self-employed / bank statement, credit tier, loan amount, property type, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Teams typically assign records to whoever can dial fastest, because the first conversation usually decides who earns the application. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Self-employed / bank statement
- Credit tier
- Loan amount
- Property type
- Occupancy
- DSCR or asset-based
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- Non-QM
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do exclusive non-QM leads cost?
Exclusive Non-QM Leads: $85 per lead, straight from our published rate card.
DSCR Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessThe fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy exclusive vs other non-QM leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy non-QM leads
How to work these leads
Frequently asked questions
Exclusive leads in other types
Top states for non-QM leads
Start receiving non-QM leads
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