Shared · Non-QM
Shared Non-QM Leads from $40
Shared Non-QM Leads cost $40 per lead. Borrowers who qualify outside standard agency guidelines, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a shared non-QM lead?
Everything a loan officer needs before buying shared non-QM leads — pricing, fields, filters, returns and compliance, in one place. Non-QM borrowers fall outside agency guidelines — bank statement, DSCR or asset-based qualification — so employment type and credit tier shape the first call. A shared non-QM lead is sold to a maximum of three buyers for $40 per lead, roughly half the exclusive price, which suits teams that call within seconds. Every record carries the borrower's name, phone, email and state plus self-employed / bank statement, credit tier, loan amount, property type, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Buyers range from solo loan officers replacing cold calling to branch managers routing volume across a team with per-person caps and schedules. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Self-employed / bank statement
- Credit tier
- Loan amount
- Property type
- Occupancy
- DSCR or asset-based
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- Non-QM
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do shared non-QM leads cost?
Shared Non-QM Leads: $40 per lead, straight from our published rate card.
DSCR Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessThe fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy shared vs other non-QM leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy non-QM leads
How to work these leads
Frequently asked questions
Shared leads in other types
Top states for non-QM leads
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