Self-Employed Leads for California loan officers

How do I buy self-employed borrower leads in California?

Brokers and lenders working California buy self-employed borrower leads here to add self-employed borrowers and business owners to their pipeline without a contract. Self-employed borrowers often write off income, so bank-statement and DSCR options belong in the first conversation, not the third. FHFA set the baseline one-unit conforming loan limit for California at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $809,227 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your California license selection, Self-employed flag, Employment type, Credit tier and your daily caps before a single CA lead is charged to your wallet. Prices for self-employed borrower leads start at $8 and reach $45 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in California you must hold the license California requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact California leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Buyers across the West often pair California with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

• Self-employed flag
• Employment type
• Credit tier
• Loan amount
• Property value
• Purchase or refi