South Carolina · Non-QM Leads

Real-time non-QM leads in South Carolina

Borrowers who qualify outside standard agency guidelines in South Carolina, delivered in seconds and matched to your filters.

How do I buy non-QM leads in South Carolina?

If you originate in South Carolina, our non-QM leads connect you with borrowers who qualify outside standard agency guidelines who asked to be contacted. Non-QM borrowers fall outside agency guidelines — bank statement, DSCR or asset-based qualification — so employment type and credit tier shape the first call. FHFA set the baseline one-unit conforming loan limit for South Carolina at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $306,512 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Add South Carolina (SC) to your licensed states, then narrow delivery with Self-employed / bank statement, Credit tier, Loan amount, Property type so only the right borrowers reach you. Prices for non-QM leads start at $30 and reach $55 per lead, set by exclusivity and the borrower's self-reported credit tier rather than by state. To originate a mortgage on property in South Carolina you must hold the license South Carolina requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact South Carolina leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Buyers across the South often pair South Carolina with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

  • Self-employed / bank statement
  • Credit tier
  • Loan amount
  • Property type
  • Occupancy
  • DSCR or asset-based

South Carolina loan data

Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
$832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
FHA loan limit range (1-unit)Exact limit depends on the county.
$541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
Typical home value (Zillow ZHVI)
$306,512Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025

To originate a mortgage on property in South Carolina you must hold the license South Carolina requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact South Carolina leads if you are properly licensed there.

Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
Non-QM
Location
Greenville, SC
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

How much are non-QM leads in South Carolina?

DSCR Live Transfer

Live call

Screened to your filters

$150

per billable call

Billed only on connected calls lasting 90+ seconds.

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Exclusive DSCR

All credit tiers

$55

per lead

Sold to you only, delivered in real time.

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Shared DSCR

All credit tiers

$30

per lead

Sold to a maximum of 3 buyers.

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The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

Frequently asked questions

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