Colorado · Shared Mortgage Leads

Colorado shared mortgage leads

Shared Mortgage Leads in Colorado cost $4–$30 per lead at Mortgage Leads Co. Licensed loan officers, brokers and lenders choose CO as a licensed state, set filters and caps, fund a prepaid wallet and receive matching borrowers in seconds — no contracts or setup fees. We are a lead marketplace, not a lender.

Last updated October 25, 2026

How do shared mortgage leads work in Colorado?

This page explains how shared mortgage leads work for loan officers licensed in Colorado: what each record includes, the published price and which lead types you can buy. A shared lead is sold to a maximum of three buyers, including you, and costs $4–$30 per lead depending on lead type and credit tier — roughly half the exclusive price. Shared Colorado leads reward teams that call within seconds, because the first loan officer to reach the borrower usually earns the conversation. Lead types available this way in Colorado include purchase leads, refinance leads, cash-out refi leads, DSCR leads, home equity / HELOC leads, reverse mortgage leads, FHA leads, VA leads. FHFA set the baseline one-unit conforming loan limit for Colorado at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $567,724 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your CO license selection, loan purpose, credit tier, loan amount and daily caps before anything is charged to your wallet, so you never pay for borrowers outside your footprint. To originate a mortgage on property in Colorado you must hold the license Colorado requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Colorado leads if you are properly licensed there. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the West often pair Colorado with neighboring licensed states to raise volume while keeping cost per funded loan predictable.

Colorado loan data

Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
$832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
FHA loan limit range (1-unit)Exact limit depends on the county.
$541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
High-cost counties (2026 conforming)Adams County ($862,500); Arapahoe County ($862,500); Boulder County ($879,750); Broomfield County ($862,500); Clear Creek County ($862,500); +15 more
20 counties — up to $1,249,125Source: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
Typical home value (Zillow ZHVI)
$567,724Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025

To originate a mortgage on property in Colorado you must hold the license Colorado requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Colorado leads if you are properly licensed there.

Colorado lead types sold as shared mortgage leads

Prices come from our published rate card and are the same in every state.

Lead typeExcellent / Good
680+
Fair
620–679
Poor
<620
Purchase
$45 exclusive
$22 shared
$30 exclusive
$14 shared
$18 exclusive
$8 shared
Refinance (rate/term)
$45 exclusive
$22 shared
$32 exclusive
$18 shared
$24 exclusive
$12 shared
Cash-Out Refinance
$50 exclusive
$20 shared
$32 exclusive
$18 shared
$22 exclusive
$13 shared
DSCR (investor)$55 exclusive · $30 shared · all credit tiers
Home Equity / HELOC
$12 exclusive
$6 shared
$12 exclusive
$6 shared
$7 exclusive
$4 shared
Reverse Mortgage (62+)$55 exclusive · $28 shared · all credit tiers
Home Seller (exclusive only)ASAP $45 · Within 3 months $28 · 3+ months / no rush $14 · by selling timeframe

The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

Frequently asked questions

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