Buy shared mortgage leads in Montana

How do shared mortgage leads work in Montana?

This page explains how shared mortgage leads work for loan officers licensed in Montana: what each record includes, the published price and which lead types you can buy. A shared lead is sold to a maximum of three buyers, including you, and costs $4–$30 per lead depending on lead type and credit tier — roughly half the exclusive price. Shared Montana leads reward teams that call within seconds, because the first loan officer to reach the borrower usually earns the conversation. Lead types available this way in Montana include purchase leads, refinance leads, cash-out refi leads, DSCR leads, home equity / HELOC leads, reverse mortgage leads, FHA leads, VA leads. FHFA set the baseline one-unit conforming loan limit for Montana at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $467,372 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your MT license selection, loan purpose, credit tier, loan amount and daily caps before anything is charged to your wallet, so you never pay for borrowers outside your footprint. To originate a mortgage on property in Montana you must hold the license Montana requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Montana leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Buyers across the West often pair Montana with neighboring licensed states to raise volume while keeping cost per funded loan predictable.