North Dakota · Exclusive Mortgage Leads
North Dakota exclusive mortgage leads
Exclusive Mortgage Leads in North Dakota cost $7–$55 per lead at Mortgage Leads Co. Licensed loan officers, brokers and lenders choose ND as a licensed state, set filters and caps, fund a prepaid wallet and receive matching borrowers in seconds — no contracts or setup fees. We are a lead marketplace, not a lender.
Last updated October 25, 2026
How do exclusive mortgage leads work in North Dakota?
This page explains how exclusive mortgage leads work for loan officers licensed in North Dakota: what each record includes, the published price and which lead types you can buy. An exclusive lead is sold exactly once: when a North Dakota borrower matches your filters, nobody else in our marketplace receives that record. Exclusive real-time leads cost $7–$55 per lead depending on lead type and credit tier, and because there is no race against other buyers, a well-run call flow usually earns a higher contact and application rate. Lead types available this way in North Dakota include purchase leads, refinance leads, cash-out refi leads, DSCR leads, home equity / HELOC leads, reverse mortgage leads, FHA leads, VA leads. FHFA set the baseline one-unit conforming loan limit for North Dakota at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $289,622 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your ND license selection, loan purpose, credit tier, loan amount and daily caps before anything is charged to your wallet, so you never pay for borrowers outside your footprint. To originate a mortgage on property in North Dakota you must hold the license North Dakota requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact North Dakota leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Buyers across the Midwest often pair North Dakota with neighboring licensed states to raise volume while keeping cost per funded loan predictable.
North Dakota loan data
- Conforming loan limit (1-unit, baseline)High-cost counties can be higher, up to $1,249,125.
- $832,750Source: FHFA, Conforming Loan Limit Values for 2026 (one-unit) · as of Nov 25, 2025
- FHA loan limit range (1-unit)Exact limit depends on the county.
- $541,287 – $1,249,125Source: HUD Mortgagee Letter 2025-23 (one-unit forward limits) · as of Jan 1, 2026
- High-cost counties (2026 conforming)
- None — every county uses the $832,750 baselineSource: FHFA 2026 county conforming loan limits · as of Nov 25, 2025
- Typical home value (Zillow ZHVI)
- $289,622Source: Zillow Home Value Index (typical home value, as listed on Wikipedia) · as of Jul 31, 2025
To originate a mortgage on property in North Dakota you must hold the license North Dakota requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact North Dakota leads if you are properly licensed there.
North Dakota lead types sold as exclusive mortgage leads
Prices come from our published rate card and are the same in every state.
- North Dakota purchase leadsNational page →
- North Dakota refinance leadsNational page →
- North Dakota cash-out refi leadsNational page →
- North Dakota DSCR leadsNational page →
- North Dakota home equity / HELOC leadsNational page →
- North Dakota reverse mortgage leadsNational page →
- North Dakota FHA leadsNational page →
- North Dakota VA leadsNational page →
- North Dakota jumbo leadsNational page →
- North Dakota first-time homebuyer leadsNational page →
- North Dakota non-QM leadsNational page →
- North Dakota self-employed borrower leadsNational page →
- North Dakota debt consolidation mortgage leadsNational page →
| Lead type | Excellent / Good 680+ | Fair 620–679 | Poor <620 |
|---|---|---|---|
| Purchase | $45 exclusive $22 shared | $30 exclusive $14 shared | $18 exclusive $8 shared |
| Refinance (rate/term) | $45 exclusive $22 shared | $32 exclusive $18 shared | $24 exclusive $12 shared |
| Cash-Out Refinance | $50 exclusive $20 shared | $32 exclusive $18 shared | $22 exclusive $13 shared |
| DSCR (investor) | $55 exclusive · $30 shared · all credit tiers | ||
| Home Equity / HELOC | $12 exclusive $6 shared | $12 exclusive $6 shared | $7 exclusive $4 shared |
| Reverse Mortgage (62+) | $55 exclusive · $28 shared · all credit tiers | ||
| Home Seller (exclusive only) | ASAP $45 · Within 3 months $28 · 3+ months / no rush $14 · by selling timeframe | ||
The fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Frequently asked questions
National page
Other ways to buy in North Dakota
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