Shared Mortgage Leads for Washington loan officers

How do shared mortgage leads work in Washington?

If you originate in Washington and are weighing shared mortgage leads, here is the price from our rate card, the borrowers you can reach and how delivery works. A shared lead is sold to a maximum of three buyers, including you, and costs $4–$30 per lead depending on lead type and credit tier — roughly half the exclusive price. Shared Washington leads reward teams that call within seconds, because the first loan officer to reach the borrower usually earns the conversation. Lead types available this way in Washington include purchase leads, refinance leads, cash-out refi leads, DSCR leads, home equity / HELOC leads, reverse mortgage leads, FHA leads, VA leads. FHFA set the baseline one-unit conforming loan limit for Washington at $832,750 for 2026, so larger requested amounts are jumbo scenarios. FHA one-unit limits run from $541,287 to $1,249,125 depending on the county. The typical home value is $626,603 according to Zillow Home Value Index (typical home value, as listed on Wikipedia). Routing checks your WA license selection, loan purpose, credit tier, loan amount and daily caps before anything is charged to your wallet, so you never pay for borrowers outside your footprint. To originate a mortgage on property in Washington you must hold the license Washington requires (company and individual originator, managed through NMLS) or qualify for an exemption. Only receive and contact Washington leads if you are properly licensed there. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Most teams begin with a modest daily cap, phone every new record within the first minute, log outcomes in their CRM and review contact rate, application rate and cost per funded loan after thirty days before scaling budget up or down. Buyers across the West often pair Washington with neighboring licensed states to raise volume while keeping cost per funded loan predictable.