Real-Time · Debt Consolidation
Real-Time Debt Consolidation Leads for loan officers
Real-Time Debt Consolidation Leads cost $13–$65 per lead. Homeowners consolidating debt through their home equity, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a real-time debt consolidation lead?
If you are comparing real-time debt consolidation leads, start here: real prices from our rate card, the exact fields on each record and the rules that protect you. Cash-out borrowers usually know how much they want and why, which makes LTV and cash-out amount the two most useful screening fields. Real-time debt consolidation leads arrive within seconds of the borrower submitting the form, priced $13–$65 per lead depending on exclusivity and the borrower's self-reported credit tier. Every record carries the borrower's name, phone, email and state plus cash-out amount, purpose of funds, loan balance, property value & ltv, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Choose email, SMS, webhook or a CRM integration for delivery; each channel works independently, so alerts and automation can run side by side. Teams typically assign records to whoever can dial fastest, because the first conversation usually decides who earns the application. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Cash-out amount
- Purpose of funds
- Loan balance
- Property value & LTV
- Credit tier
- Employment
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- Debt Consolidation
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do real-time debt consolidation leads cost?
Real-Time Debt Consolidation Leads: $13–$65 per lead, straight from our published rate card.
Cash-Out Refinance Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessExclusive Cash-Out
Excellent / Good credit (680+)
per lead
Sold to you only, delivered in real time.
Sign upThe fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy real-time vs other debt consolidation leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy debt consolidation leads
How to work these leads
Frequently asked questions
Real-Time leads in other types
Top states for debt consolidation leads
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