Real-Time · Purchase

Real-Time Purchase Leads for loan officers

Real-Time Purchase Leads cost $8–$45 per lead. Home buyers looking for a purchase mortgage, matched to your filters and your licensed states.

Last updated October 25, 2026

What's in a real-time purchase lead?

Everything a loan officer needs before buying real-time purchase leads — pricing, fields, filters, returns and compliance, in one place. Purchase borrowers move on a timeline set by their offer, so filter by purchase timeframe and call under-contract buyers first. Real-time purchase leads arrive within seconds of the borrower submitting the form, priced $8–$45 per lead depending on exclusivity and the borrower's self-reported credit tier. Every record carries the borrower's name, phone, email and state plus purchase timeframe, purchase price, down payment, first-time buyer, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Choose email, SMS, webhook or a CRM integration for delivery; each channel works independently, so alerts and automation can run side by side. Teams typically assign records to whoever can dial fastest, because the first conversation usually decides who earns the application. There are no contracts or setup fees: fund a prepaid wallet, set daily and monthly caps, and pause whenever your pipeline is full. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.

  • Purchase timeframe
  • Purchase price
  • Down payment
  • First-time buyer
  • VA / military
  • Property type & occupancy
  • Name, phone, email
  • Consent text, timestamp & IP
Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
Purchase
Location
Your licensed states
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

Key facts about Mortgage Leads Co

  • Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
  • Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
  • An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
  • Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
  • There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
  • Wallet packs are available at $250, $500, $1,000, $2,500.
  • Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
  • Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.

How much do real-time purchase leads cost?

Real-Time Purchase Leads: $8–$45 per lead, straight from our published rate card.

Purchase Live Transfer

Live call

Screened to your filters

$95

per billable call

Billed only on connected calls lasting 90+ seconds.

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Exclusive Purchase

Excellent / Good credit (680+)

$45

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Fair credit (620–679)

$30

per lead

Sold to you only, delivered in real time.

Sign up

Exclusive Purchase

Poor credit (<620)

$18

per lead

Sold to you only, delivered in real time.

Sign up

Shared Purchase

Excellent / Good credit (680+)

$22

per lead

Sold to a maximum of 3 buyers.

Sign up

Shared Purchase

Fair credit (620–679)

$14

per lead

Sold to a maximum of 3 buyers.

Sign up

Shared Purchase

Poor credit (<620)

$8

per lead

Sold to a maximum of 3 buyers.

Sign up

The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

When to buy real-time vs other purchase leads

The same borrowers, sold four ways — pick the one that matches your speed and budget.

Frequently asked questions

Start receiving purchase leads

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