Real-Time · Jumbo

Real-Time Jumbo Leads from $8

Real-Time Jumbo Leads cost $8–$45 per lead. Buyers whose requested loan amount is above the conforming limit, matched to your filters and your licensed states.

Last updated October 25, 2026

What's in a real-time jumbo lead?

Everything a loan officer needs before buying real-time jumbo leads — pricing, fields, filters, returns and compliance, in one place. Jumbo borrowers need amounts above the conforming limit, so the loan amount filter and county-by-county limits matter more than anything else on the record. Real-time jumbo leads arrive within seconds of the borrower submitting the form, priced $8–$45 per lead depending on exclusivity and the borrower's self-reported credit tier. Every record carries the borrower's name, phone, email and state plus loan amount above conforming limit, property value, credit tier, occupancy, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Buyers range from solo loan officers replacing cold calling to branch managers routing volume across a team with per-person caps and schedules. You can pause, resume or change caps at any moment, and real-time leads that meet an approved reason can be returned within 72 hours. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.

  • Loan amount above conforming limit
  • Property value
  • Credit tier
  • Occupancy
  • Property type
  • Purchase or refi
  • Name, phone, email
  • Consent text, timestamp & IP
Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
Jumbo
Location
Your licensed states
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

Key facts about Mortgage Leads Co

  • Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
  • Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
  • An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
  • Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
  • There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
  • Wallet packs are available at $250, $500, $1,000, $2,500.
  • Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
  • Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.

How much do real-time jumbo leads cost?

Real-Time Jumbo Leads: $8–$45 per lead, straight from our published rate card.

Purchase Live Transfer

Live call

Screened to your filters

$95

per billable call

Billed only on connected calls lasting 90+ seconds.

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Exclusive Purchase

Excellent / Good credit (680+)

$45

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Fair credit (620–679)

$30

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Poor credit (<620)

$18

per lead

Sold to you only, delivered in real time.

Sign up

Shared Purchase

Excellent / Good credit (680+)

$22

per lead

Sold to a maximum of 3 buyers.

Sign up

Shared Purchase

Fair credit (620–679)

$14

per lead

Sold to a maximum of 3 buyers.

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Shared Purchase

Poor credit (<620)

$8

per lead

Sold to a maximum of 3 buyers.

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The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

When to buy real-time vs other jumbo leads

The same borrowers, sold four ways — pick the one that matches your speed and budget.

Frequently asked questions

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