Real-Time · FHA
Buy real-time FHA leads
Real-Time FHA Leads cost $8–$45 per lead. Buyers and homeowners whose credit and down payment point to an FHA loan, matched to your filters and your licensed states.
Last updated October 25, 2026
What's in a real-time FHA lead?
Real-time FHA leads connect you with buyers and homeowners whose credit and down payment point to an FHA loan. Here is the price, the data on each record and how delivery works. FHA candidates tend to have smaller down payments or moderate credit, so a Fair and Poor credit filter combined with first-time buyer status captures most of them. Real-time FHA leads arrive within seconds of the borrower submitting the form, priced $8–$45 per lead depending on exclusivity and the borrower's self-reported credit tier. Every record carries the borrower's name, phone, email and state plus fair and poor credit tiers, loan amount max, first-time buyer, primary residence, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Orders route to your inbox, phone, webhook endpoint or CRM the moment a matching borrower submits, and Zapier covers hundreds of other tools. Buyers range from solo loan officers replacing cold calling to branch managers routing volume across a team with per-person caps and schedules. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. Successful buyers usually pair instant alerts with a written follow-up cadence of calls, texts sent within consent and short emails, then measure results weekly instead of judging a source on its first handful of conversations. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.
- Fair and Poor credit tiers
- Loan amount max
- First-time buyer
- Primary residence
- Purchase timeframe
- Property type
- Name, phone, email
- Consent text, timestamp & IP
- Loan purpose
- FHA
- Location
- Your licensed states
- Credit tier
- Good (680+)
- Consent
- Text, timestamp, IP + certificate
Key facts about Mortgage Leads Co
- Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
- Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
- An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
- Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
- There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
- Wallet packs are available at $250, $500, $1,000, $2,500.
- Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
- Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.
How much do real-time FHA leads cost?
Real-Time FHA Leads: $8–$45 per lead, straight from our published rate card.
Purchase Live Transfer
Live callScreened to your filters
per billable call
Billed only on connected calls lasting 90+ seconds.
Request accessExclusive Purchase
Excellent / Good credit (680+)
per lead
Sold to you only, delivered in real time.
Sign upThe fine print, in plain English
- Exclusive: sold one time, to one buyer only.
- Shared: sold to a maximum of 3 buyers.
- Live transfers: billed only for connected calls that pass the 90-second buffer.
- Per-product: prices and available filters are shown for each product above.
- No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
- Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
When to buy real-time vs other FHA leads
The same borrowers, sold four ways — pick the one that matches your speed and budget.
Other ways to buy FHA leads
How to work these leads
Frequently asked questions
Real-Time leads in other types
Top states for FHA leads
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