Real-Time · Self-Employed

Buy real-time self-employed leads

Real-Time Self-Employed Leads cost $8–$45 per lead. Self-employed borrowers and business owners, matched to your filters and your licensed states.

Last updated October 25, 2026

What's in a real-time self-employed lead?

This page covers real-time self-employed leads: who the borrowers are, what each record includes, what it costs and how to start receiving them. Self-employed borrowers often write off income, so bank-statement and DSCR options belong in the first conversation, not the third. Real-time self-employed leads arrive within seconds of the borrower submitting the form, priced $8–$45 per lead depending on exclusivity and the borrower's self-reported credit tier. Every record carries the borrower's name, phone, email and state plus self-employed flag, employment type, credit tier, loan amount, and you can filter on each of these before anything is delivered. Consent text, a timestamp, the IP address and a TrustedForm or Jornaya certificate are attached wherever the source form captured them. Delivery reaches you by email, text message, webhook or straight into CRMs such as GoHighLevel, Salesforce, HubSpot, Velocify, Jungo and Total Expert. This product suits brokers shopping several wholesale lenders, banks expanding their footprint and non-QM shops that need a steadier flow of qualified conversations. Delivery goes to email, SMS, webhook or your CRM, and each record carries the consent text, timestamp, IP and certificate captured on the form. A practical rollout is to test one product for two to four weeks, track which borrowers answer, apply and close, then shift spend toward whatever produces the lowest acquisition cost for your team. Mortgage Leads Co is a lead marketplace, not a lender, broker or loan originator, and you must be licensed in every state you buy leads for.

  • Self-employed flag
  • Employment type
  • Credit tier
  • Loan amount
  • Property value
  • Purchase or refi
  • Name, phone, email
  • Consent text, timestamp & IP
Sample lead Real-time
Borrower name hidden until purchase
Loan purpose
Self-Employed
Location
Your licensed states
Credit tier
Good (680+)
Consent
Text, timestamp, IP + certificate
Illustrative layout — real leads show full contact details after purchase.

Key facts about Mortgage Leads Co

  • Mortgage Leads Co is a marketplace where loan officers, brokers and lenders buy mortgage leads; it is not a lender, mortgage broker or loan originator.
  • Lead types sold: Purchase, Refinance, Cash-Out, DSCR, Home Equity, Reverse, Home Seller, aged leads and live transfer calls.
  • An exclusive lead is sold to exactly one buyer; a shared lead is sold to a maximum of three buyers.
  • Real-time leads can be returned within 72 hours for approved reasons and are credited back to the buyer's wallet.
  • There are no contracts or setup fees; buyers prepay a wallet and pay only for leads delivered.
  • Wallet packs are available at $250, $500, $1,000, $2,500.
  • Leads are available in all 50 states plus Washington, DC, and routing only sends borrowers from the buyer's licensed states.
  • Every lead includes consent documentation: consent text, a timestamp, an IP address and a TrustedForm or Jornaya certificate where captured.

How much do real-time self-employed leads cost?

Real-Time Self-Employed Leads: $8–$45 per lead, straight from our published rate card.

Purchase Live Transfer

Live call

Screened to your filters

$95

per billable call

Billed only on connected calls lasting 90+ seconds.

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Exclusive Purchase

Excellent / Good credit (680+)

$45

per lead

Sold to you only, delivered in real time.

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Exclusive Purchase

Fair credit (620–679)

$30

per lead

Sold to you only, delivered in real time.

Sign up

Exclusive Purchase

Poor credit (<620)

$18

per lead

Sold to you only, delivered in real time.

Sign up

Shared Purchase

Excellent / Good credit (680+)

$22

per lead

Sold to a maximum of 3 buyers.

Sign up

Shared Purchase

Fair credit (620–679)

$14

per lead

Sold to a maximum of 3 buyers.

Sign up

Shared Purchase

Poor credit (<620)

$8

per lead

Sold to a maximum of 3 buyers.

Sign up

The fine print, in plain English

  • Exclusive: sold one time, to one buyer only.
  • Shared: sold to a maximum of 3 buyers.
  • Live transfers: billed only for connected calls that pass the 90-second buffer.
  • Per-product: prices and available filters are shown for each product above.
  • No guarantees: buying leads doesn't guarantee lead volume, contact rates or closed loans.
  • Not a lender: Mortgage Leads Co doesn't lend, broker, quote rates or approve loans.
Important: Mortgage Leads Co is a lead generation marketplace. We are NOT a lender, mortgage broker or loan originator. We do not quote rates, approve loans, issue loan commitments or close mortgages. Buyers are solely responsible for licensing and compliance with TCPA, RESPA and applicable state law.

When to buy real-time vs other self-employed leads

The same borrowers, sold four ways — pick the one that matches your speed and budget.

Frequently asked questions

Start receiving self-employed leads

Create your account, set your filters and get your first lead in minutes.